Sioux City vs Springfield
Cost of Living Comparison · 2026
Sioux City
Springfield
The Verdict
The cost gap between these cities is 19.6%, with Sioux City being the more affordable option. A $75,000 income in Sioux City has equivalent purchasing power to $93,314 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Sioux City has the same purchasing power as $93,314 in Springfield.
Conversely, $75,000 in Springfield equals $60,280 in Sioux City.
Living in Sioux City vs Springfield
Housing Costs
Sioux City's housing index of 74 is lower Springfield's 106, translating to median home prices of $182,000 vs $230,000. The $48,000 difference in home prices means roughly $3,120 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Sioux City compared to $1,200/mo in Springfield, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 97 in Sioux City and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $461/month in Sioux City vs $494/month in Springfield. Sioux City offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Sioux City and 119 in Springfield. Monthly utility bills average approximately $356 in Sioux City vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 101 in Sioux City and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $65,500 in Sioux City and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $76,163 and $38,890 respectively. Sioux City residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,528/month to housing in Sioux City vs $971/month in Springfield. In Sioux City, median rent of $875/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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