Sioux City vs Springfield
Cost of Living Comparison · 2026
Sioux City
Springfield
The Verdict
Springfield is 10.3% less expensive than Sioux City overall. A household earning $75,000 in Sioux City would need approximately $68,023 in Springfield to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Sioux City has the same purchasing power as $68,023 in Springfield.
Conversely, $75,000 in Springfield equals $82,692 in Sioux City.
Living in Sioux City vs Springfield
Housing Costs
Sioux City's housing index of 74 is higher Springfield's 52, translating to median home prices of $182,000 vs $162,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Sioux City compared to $925/mo in Springfield, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 97 in Sioux City and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $461/month in Sioux City vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Sioux City and 98 in Springfield. Monthly utility bills average approximately $356 in Sioux City vs $392 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 101 in Sioux City and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $65,500 in Sioux City and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $76,163 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,528/month to housing in Sioux City vs $1,528/month in Springfield. In Sioux City, median rent of $875/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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