City Comparison

Singapore vs Tokyo

Cost of Living Comparison · 2026

Singapore

Singapore
112
Above Average
$950,000
Median Home
$2,500/mo
Median Rent
$58,000
Median Income

Tokyo

Japan
82
Very Affordable
$450,000
Median Home
$1,225/mo
Median Rent
$42,000
Median Income

The Verdict

36.6%

The cost gap between these cities is 36.6%, with Tokyo being the more affordable option. A $75,000 income in Singapore has equivalent purchasing power to $54,911 in Tokyo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
165
Singapore
98
Tokyo
Groceries
98
Singapore
88
Tokyo
Utilities
105
Singapore
85
Tokyo
Transportation
95
Singapore
78
Tokyo
Healthcare
72
Singapore
62
Tokyo

Salary Equivalence

A $75,000 salary in Singapore has the same purchasing power as $54,911 in Tokyo.

Conversely, $75,000 in Tokyo equals $102,439 in Singapore.

Living in Singapore vs Tokyo

Housing Costs

Singapore's housing index of 165 is higher Tokyo's 98, translating to median home prices of $950,000 vs $450,000. The $500,000 difference in home prices means roughly $32,496 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,500/mo in Singapore compared to $1,225/mo in Tokyo, a monthly difference of $1,275.

Grocery & Food Costs

Grocery expenses index at 98 in Singapore and 88 in Tokyo. A household spending the national average of $475/month on groceries would pay approximately $466/month in Singapore vs $418/month in Tokyo. Tokyo offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Singapore and 85 in Tokyo. Monthly utility bills average approximately $420 in Singapore vs $340 in Tokyo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 72 in Singapore and 62 in Tokyo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $58,000 in Singapore and $42,000 in Tokyo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,786 and $51,220 respectively. Singapore residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,353/month to housing in Singapore vs $980/month in Tokyo. In Singapore, median rent of $2,500/mo exceeds this threshold, suggesting renters may feel stretched. In Tokyo, median rent of $1,225/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 67 index points — focus your budget analysis there.

Frequently Asked Questions

Tokyo is 36.6% more affordable overall with an index of 82 vs 112.
A $75,000 salary in Singapore has equivalent purchasing power to approximately $54,911 in Tokyo, based on the cost of living difference.
Singapore's housing index is 165 with median homes at $950,000, while Tokyo's is 98 with median homes at $450,000.

Moving & Relocation Resources

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