City Comparison

Seoul vs St. Louis

Cost of Living Comparison · 2026

Seoul

South Korea
82
Very Affordable
$520,000
Median Home
$1,100/mo
Median Rent
$38,000
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

8.9%

The cost gap between these cities is 8.9%, with Seoul being the more affordable option. A $75,000 income in Seoul has equivalent purchasing power to $82,317 in St. Louis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
115
Seoul
72
St. Louis
Groceries
88
Seoul
97
St. Louis
Utilities
68
Seoul
95
St. Louis
Transportation
62
Seoul
103
St. Louis
Healthcare
52
Seoul
95
St. Louis

Salary Equivalence

A $75,000 salary in Seoul has the same purchasing power as $82,317 in St. Louis.

Conversely, $75,000 in St. Louis equals $68,333 in Seoul.

Living in Seoul vs St. Louis

Housing Costs

Seoul's housing index of 115 is higher St. Louis's 72, translating to median home prices of $520,000 vs $175,000. The $345,000 difference in home prices means roughly $22,428 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Seoul compared to $1,000/mo in St. Louis, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 88 in Seoul and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $418/month in Seoul vs $461/month in St. Louis. Seoul offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 68 in Seoul and 95 in St. Louis. Monthly utility bills average approximately $272 in Seoul vs $380 in St. Louis. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 52 in Seoul and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 43-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $38,000 in Seoul and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $46,341 and $50,869 respectively. St. Louis residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $887/month to housing in Seoul vs $1,068/month in St. Louis. In Seoul, median rent of $1,100/mo exceeds this threshold, suggesting renters may feel stretched. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Seoul is 8.9% more affordable overall with an index of 82 vs 90.
A $75,000 salary in Seoul has equivalent purchasing power to approximately $82,317 in St. Louis, based on the cost of living difference.
Seoul's housing index is 115 with median homes at $520,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

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