Seattle vs Tyler
Cost of Living Comparison · 2026 Data
Seattle
Tyler
💡 The Verdict
Tyler is 29% cheaper than Seattle overall. A $75,000 salary in Seattle is equivalent to $53,289 in Tyler.
Category-by-Category Breakdown
Index values for Seattle (left) vs Tyler (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Seattle versus Tyler. Differences shown from Seattle perspective.
| Item | Seattle | Tyler | Difference |
|---|---|---|---|
| 1-Bed Rent | $1,640/mo | $1,060/mo | +$580.00 |
| 2-Bed Rent | $2,300/mo | $1,540/mo | +$760.00 |
| 3-Bed Rent | $3,090/mo | $1,960/mo | +$1130.00 |
| Bread (loaf) | $3.00 | $2.63 | +$0.37 |
| Milk (gallon) | $4.02 | $4.10 | $-0.08 |
| Eggs (dozen) | $3.58 | $3.31 | +$0.27 |
| Coffee (latte) | $5.87 | $5.78 | +$0.09 |
| Gas (gallon) | $3.64 | $3.45 | +$0.19 |
| Restaurant Meal | $22.87 | $17.68 | +$5.19 |
💰 Salary Equivalence
A $75,000 salary in Seattle has the same purchasing power as $53,289 in Tyler.
Conversely, $75,000 in Tyler equals $105,556 in Seattle.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
Both states have similar effective tax rates on this salary level. Washington details → · Texas details →
Reading These Numbers: Seattle (152) vs Tyler (108)
Seattle at 152 is 52% above the US average, while Tyler at 108 is 8% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.
In Seattle, the composite index of 152 reflects a weighted calculation where housing carries the most influence at 224, followed by groceries (109), utilities (108), transportation (112), and healthcare (109). Housing is the primary cost driver here.
For renters: With median rents of $2,300/mo in Seattle and $1,540/mo in Tyler, the annual rent difference is approximately $9,120.0. Over a 5-year period, that compounds to $45,600.0 in savings by choosing the more affordable city.
For homebuyers: The $337,000.0 difference in median home prices between Seattle and Tyler translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Seattle vs Tyler
Choosing between Seattle and Tyler involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
The cost gap between Seattle and Tyler reflects thousands of individual pricing differences across housing markets, grocery chains, utility providers, and healthcare networks. No two households experience the same effective cost of living even in the same city, which is why the category breakdown matters more than the headline number. Adjust the lifestyle weighting sliders above to see how your spending priorities shift the comparison between these specific metros.