City Comparison

Scranton vs Stockton

Cost of Living Comparison · 2026

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

Stockton

California
114
Above Average
$400,000
Median Home
$1,500/mo
Median Rent
$54,658
Median Income

The Verdict

21.1%

The cost gap between these cities is 21.1%, with Scranton being the more affordable option. A $75,000 income in Scranton has equivalent purchasing power to $95,000 in Stockton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Scranton
126
Stockton
Groceries
98
Scranton
101
Stockton
Utilities
102
Scranton
108
Stockton
Transportation
101
Scranton
111
Stockton
Healthcare
90
Scranton
101
Stockton

Salary Equivalence

A $75,000 salary in Scranton has the same purchasing power as $95,000 in Stockton.

Conversely, $75,000 in Stockton equals $59,211 in Scranton.

Living in Scranton vs Stockton

Housing Costs

Scranton's housing index of 65 is lower Stockton's 126, translating to median home prices of $195,000 vs $400,000. The $205,000 difference in home prices means roughly $13,320 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Scranton compared to $1,500/mo in Stockton, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 98 in Scranton and 101 in Stockton. A household spending the national average of $475/month on groceries would pay approximately $466/month in Scranton vs $480/month in Stockton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Scranton and 108 in Stockton. Monthly utility bills average approximately $408 in Scranton vs $432 in Stockton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Scranton and 101 in Stockton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,500 in Scranton and $54,658 in Stockton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,000 and $47,946 respectively. Scranton residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,155/month to housing in Scranton vs $1,275/month in Stockton. In Scranton, median rent of $1,025/mo fits within this budget. In Stockton, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 61 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 21.1% more affordable overall with an index of 90 vs 114.
A $75,000 salary in Scranton has equivalent purchasing power to approximately $95,000 in Stockton, based on the cost of living difference.
Scranton's housing index is 65 with median homes at $195,000, while Stockton's is 126 with median homes at $400,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases