City Comparison

Scranton vs St Cloud

Cost of Living Comparison · 2026

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

St Cloud

Minnesota
90
Below Average
$250,000
Median Home
$1,000/mo
Median Rent
$60,200
Median Income

The Verdict

0.0%

Living in Scranton costs 0.0% less than St Cloud. To match the purchasing power of a $75,000 salary in Scranton, you would need $75,000 in St Cloud.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Scranton
82
St Cloud
Groceries
98
Scranton
101
St Cloud
Utilities
102
Scranton
95
St Cloud
Transportation
101
Scranton
99
St Cloud
Healthcare
90
Scranton
100
St Cloud

Salary Equivalence

A $75,000 salary in Scranton has the same purchasing power as $75,000 in St Cloud.

Conversely, $75,000 in St Cloud equals $75,000 in Scranton.

Living in Scranton vs St Cloud

Housing Costs

Scranton's housing index of 65 is lower St Cloud's 82, translating to median home prices of $195,000 vs $250,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Scranton compared to $1,000/mo in St Cloud, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 98 in Scranton and 101 in St Cloud. A household spending the national average of $475/month on groceries would pay approximately $466/month in Scranton vs $480/month in St Cloud. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Scranton and 95 in St Cloud. Monthly utility bills average approximately $408 in Scranton vs $380 in St Cloud. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Scranton and 100 in St Cloud. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,500 in Scranton and $60,200 in St Cloud. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,000 and $66,889 respectively. St Cloud residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,155/month to housing in Scranton vs $1,405/month in St Cloud. In Scranton, median rent of $1,025/mo fits within this budget. In St Cloud, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 0.0% more affordable overall with an index of 90 vs 90.
A $75,000 salary in Scranton has equivalent purchasing power to approximately $75,000 in St Cloud, based on the cost of living difference.
Scranton's housing index is 65 with median homes at $195,000, while St Cloud's is 82 with median homes at $250,000.

Moving & Relocation Resources

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