Scranton vs St Cloud
Cost of Living Comparison · 2026
Scranton
St Cloud
The Verdict
Living in Scranton costs 0.0% less than St Cloud. To match the purchasing power of a $75,000 salary in Scranton, you would need $75,000 in St Cloud.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Scranton has the same purchasing power as $75,000 in St Cloud.
Conversely, $75,000 in St Cloud equals $75,000 in Scranton.
Living in Scranton vs St Cloud
Housing Costs
Scranton's housing index of 65 is lower St Cloud's 82, translating to median home prices of $195,000 vs $250,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Scranton compared to $1,000/mo in St Cloud, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 98 in Scranton and 101 in St Cloud. A household spending the national average of $475/month on groceries would pay approximately $466/month in Scranton vs $480/month in St Cloud. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Scranton and 95 in St Cloud. Monthly utility bills average approximately $408 in Scranton vs $380 in St Cloud. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 90 in Scranton and 100 in St Cloud. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $49,500 in Scranton and $60,200 in St Cloud. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,000 and $66,889 respectively. St Cloud residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,155/month to housing in Scranton vs $1,405/month in St Cloud. In Scranton, median rent of $1,025/mo fits within this budget. In St Cloud, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 17 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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