City Comparison

Scranton vs South Bend

Cost of Living Comparison · 2026

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

South Bend

Indiana
80
Very Affordable
$173,000
Median Home
$900/mo
Median Rent
$48,200
Median Income

The Verdict

12.5%

Living in South Bend costs 12.5% less than Scranton. To match the purchasing power of a $75,000 salary in Scranton, you would need $66,667 in South Bend.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
65
Scranton
50
South Bend
Groceries
98
Scranton
97
South Bend
Utilities
102
Scranton
94
South Bend
Transportation
101
Scranton
102
South Bend
Healthcare
90
Scranton
88
South Bend

Salary Equivalence

A $75,000 salary in Scranton has the same purchasing power as $66,667 in South Bend.

Conversely, $75,000 in South Bend equals $84,375 in Scranton.

Living in Scranton vs South Bend

Housing Costs

Scranton's housing index of 65 is higher South Bend's 50, translating to median home prices of $195,000 vs $173,000. The $22,000 difference in home prices means roughly $1,428 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,025/mo in Scranton compared to $900/mo in South Bend, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 98 in Scranton and 97 in South Bend. A household spending the national average of $475/month on groceries would pay approximately $466/month in Scranton vs $461/month in South Bend. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Scranton and 94 in South Bend. Monthly utility bills average approximately $408 in Scranton vs $376 in South Bend. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 90 in Scranton and 88 in South Bend. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,500 in Scranton and $48,200 in South Bend. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $55,000 and $60,250 respectively. South Bend residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,155/month to housing in Scranton vs $1,125/month in South Bend. In Scranton, median rent of $1,025/mo fits within this budget. In South Bend, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

South Bend is 12.5% more affordable overall with an index of 80 vs 90.
A $75,000 salary in Scranton has equivalent purchasing power to approximately $66,667 in South Bend, based on the cost of living difference.
Scranton's housing index is 65 with median homes at $195,000, while South Bend's is 50 with median homes at $173,000.

Moving & Relocation Resources

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