City Comparison

Scottsdale vs Springfield

Cost of Living Comparison · 2026

Scottsdale

Arizona
123
Expensive
$580,000
Median Home
$2,000/mo
Median Rent
$92,298
Median Income

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

The Verdict

57.7%

Springfield is 57.7% less expensive than Scottsdale overall. A household earning $75,000 in Scottsdale would need approximately $47,561 in Springfield to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
162
Scottsdale
52
Springfield
Groceries
103
Scottsdale
98
Springfield
Utilities
96
Scottsdale
98
Springfield
Transportation
103
Scottsdale
114
Springfield
Healthcare
95
Scottsdale
91
Springfield

Salary Equivalence

A $75,000 salary in Scottsdale has the same purchasing power as $47,561 in Springfield.

Conversely, $75,000 in Springfield equals $118,269 in Scottsdale.

Living in Scottsdale vs Springfield

Housing Costs

Scottsdale's housing index of 162 is higher Springfield's 52, translating to median home prices of $580,000 vs $162,000. The $418,000 difference in home prices means roughly $27,168 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Scottsdale compared to $925/mo in Springfield, a monthly difference of $1,075.

Grocery & Food Costs

Grocery expenses index at 103 in Scottsdale and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $489/month in Scottsdale vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Scottsdale and 98 in Springfield. Monthly utility bills average approximately $384 in Scottsdale vs $392 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Scottsdale and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $92,298 in Scottsdale and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $75,039 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,154/month to housing in Scottsdale vs $1,528/month in Springfield. In Scottsdale, median rent of $2,000/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 110 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 57.7% more affordable overall with an index of 78 vs 123.
A $75,000 salary in Scottsdale has equivalent purchasing power to approximately $47,561 in Springfield, based on the cost of living difference.
Scottsdale's housing index is 162 with median homes at $580,000, while Springfield's is 52 with median homes at $162,000.

Moving & Relocation Resources

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