City Comparison

Savannah vs Tuscaloosa

Cost of Living Comparison · 2026

Savannah

Georgia
93
Below Average
$250,000
Median Home
$1,300/mo
Median Rent
$45,210
Median Income

Tuscaloosa

Alabama
89
Below Average
$265,000
Median Home
$1,050/mo
Median Rent
$49,500
Median Income

The Verdict

4.5%

The cost gap between these cities is 4.5%, with Tuscaloosa being the more affordable option. A $75,000 income in Savannah has equivalent purchasing power to $71,774 in Tuscaloosa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Savannah
74
Tuscaloosa
Groceries
100
Savannah
98
Tuscaloosa
Utilities
95
Savannah
96
Tuscaloosa
Transportation
101
Savannah
95
Tuscaloosa
Healthcare
98
Savannah
87
Tuscaloosa

Salary Equivalence

A $75,000 salary in Savannah has the same purchasing power as $71,774 in Tuscaloosa.

Conversely, $75,000 in Tuscaloosa equals $78,371 in Savannah.

Living in Savannah vs Tuscaloosa

Housing Costs

Savannah's housing index of 81 is higher Tuscaloosa's 74, translating to median home prices of $250,000 vs $265,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Savannah compared to $1,050/mo in Tuscaloosa, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 100 in Savannah and 98 in Tuscaloosa. A household spending the national average of $475/month on groceries would pay approximately $475/month in Savannah vs $466/month in Tuscaloosa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Savannah and 96 in Tuscaloosa. Monthly utility bills average approximately $380 in Savannah vs $384 in Tuscaloosa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 98 in Savannah and 87 in Tuscaloosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $45,210 in Savannah and $49,500 in Tuscaloosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $48,613 and $55,618 respectively. Tuscaloosa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,055/month to housing in Savannah vs $1,155/month in Tuscaloosa. In Savannah, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Tuscaloosa, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

Tuscaloosa is 4.5% more affordable overall with an index of 89 vs 93.
A $75,000 salary in Savannah has equivalent purchasing power to approximately $71,774 in Tuscaloosa, based on the cost of living difference.
Savannah's housing index is 81 with median homes at $250,000, while Tuscaloosa's is 74 with median homes at $265,000.

Moving & Relocation Resources

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