City Comparison

Sarasota vs Surprise

Cost of Living Comparison · 2026

Sarasota

Florida
112
Above Average
$380,000
Median Home
$1,800/mo
Median Rent
$52,147
Median Income

Surprise

Arizona
103
Average
$419,000
Median Home
$1,575/mo
Median Rent
$85,500
Median Income

The Verdict

8.7%

Living in Surprise costs 8.7% less than Sarasota. To match the purchasing power of a $75,000 salary in Sarasota, you would need $68,973 in Surprise.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
132
Sarasota
105
Surprise
Groceries
104
Sarasota
100
Surprise
Utilities
95
Sarasota
102
Surprise
Transportation
104
Sarasota
106
Surprise
Healthcare
97
Sarasota
97
Surprise

Salary Equivalence

A $75,000 salary in Sarasota has the same purchasing power as $68,973 in Surprise.

Conversely, $75,000 in Surprise equals $81,553 in Sarasota.

Living in Sarasota vs Surprise

Housing Costs

Sarasota's housing index of 132 is higher Surprise's 105, translating to median home prices of $380,000 vs $419,000. The $39,000 difference in home prices means roughly $2,532 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Sarasota compared to $1,575/mo in Surprise, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 104 in Sarasota and 100 in Surprise. A household spending the national average of $475/month on groceries would pay approximately $494/month in Sarasota vs $475/month in Surprise. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Sarasota and 102 in Surprise. Monthly utility bills average approximately $380 in Sarasota vs $408 in Surprise. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Sarasota and 97 in Surprise. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,147 in Sarasota and $85,500 in Surprise. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $46,560 and $83,010 respectively. Surprise residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,217/month to housing in Sarasota vs $1,995/month in Surprise. In Sarasota, median rent of $1,800/mo exceeds this threshold, suggesting renters may feel stretched. In Surprise, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Surprise is 8.7% more affordable overall with an index of 103 vs 112.
A $75,000 salary in Sarasota has equivalent purchasing power to approximately $68,973 in Surprise, based on the cost of living difference.
Sarasota's housing index is 132 with median homes at $380,000, while Surprise's is 105 with median homes at $419,000.

Moving & Relocation Resources

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