Santa Rosa vs Warwick

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Santa Rosa has the same purchasing power as $52,303 in Warwick.

Conversely, $75,000 in Warwick equals $107,547 in Santa Rosa.

Living in Santa Rosa vs Warwick

Housing Costs

Santa Rosa's housing index of 233 is higher Warwick's 127, translating to median home prices of $720,000 vs $413,000. The $307,000 difference in home prices means roughly $19,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Santa Rosa compared to $1,425/mo in Warwick, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 107 in Santa Rosa and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $508/month in Santa Rosa vs $485/month in Warwick. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 135 in Santa Rosa and 112 in Warwick. Monthly utility bills average approximately $540 in Santa Rosa vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 112 in Santa Rosa and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $94,300 in Santa Rosa and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,039 and $70,377 respectively. Warwick residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,200/month to housing in Santa Rosa vs $1,741/month in Warwick. In Santa Rosa, median rent of $2,100/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 106 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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