City Comparison

Santa Rosa vs Sugar Land

Cost of Living Comparison · 2026

Santa Rosa

California
152
Very Expensive
$720,000
Median Home
$2,100/mo
Median Rent
$94,300
Median Income

Sugar Land

Texas
110
Above Average
$456,000
Median Home
$1,625/mo
Median Rent
$128,400
Median Income

The Verdict

38.2%

Living in Sugar Land costs 38.2% less than Santa Rosa. To match the purchasing power of a $75,000 salary in Santa Rosa, you would need $54,276 in Sugar Land.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
233
Santa Rosa
128
Sugar Land
Groceries
107
Santa Rosa
99
Sugar Land
Utilities
135
Santa Rosa
96
Sugar Land
Transportation
128
Santa Rosa
101
Sugar Land
Healthcare
112
Santa Rosa
96
Sugar Land

Salary Equivalence

A $75,000 salary in Santa Rosa has the same purchasing power as $54,276 in Sugar Land.

Conversely, $75,000 in Sugar Land equals $103,636 in Santa Rosa.

Living in Santa Rosa vs Sugar Land

Housing Costs

Santa Rosa's housing index of 233 is higher Sugar Land's 128, translating to median home prices of $720,000 vs $456,000. The $264,000 difference in home prices means roughly $17,160 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,100/mo in Santa Rosa compared to $1,625/mo in Sugar Land, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 107 in Santa Rosa and 99 in Sugar Land. A household spending the national average of $475/month on groceries would pay approximately $508/month in Santa Rosa vs $470/month in Sugar Land. Sugar Land offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 135 in Santa Rosa and 96 in Sugar Land. Monthly utility bills average approximately $540 in Santa Rosa vs $384 in Sugar Land. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 112 in Santa Rosa and 96 in Sugar Land. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $94,300 in Santa Rosa and $128,400 in Sugar Land. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,039 and $116,727 respectively. Sugar Land residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,200/month to housing in Santa Rosa vs $2,996/month in Sugar Land. In Santa Rosa, median rent of $2,100/mo fits within this budget. In Sugar Land, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 105 index points — focus your budget analysis there.

Frequently Asked Questions

Sugar Land is 38.2% more affordable overall with an index of 110 vs 152.
A $75,000 salary in Santa Rosa has equivalent purchasing power to approximately $54,276 in Sugar Land, based on the cost of living difference.
Santa Rosa's housing index is 233 with median homes at $720,000, while Sugar Land's is 128 with median homes at $456,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases