Side-by-side cost of living comparison for 2026
6% cheaper
Santa Fe is 6% more affordable than Worcester. A $75,000 salary in Worcester is equivalent to $70,200 in Santa Fe.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New Mexico salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Santa Fe has a housing index of 153 while Worcester sits at 152 (national average = 100). The median home in Santa Fe costs $480,000 compared to $340,000 in Worcester, a difference of $140,000. Monthly rent follows a similar pattern: $1,600 in Santa Fe versus $1,600 in Worcester.
Groceries and everyday expenses show a narrower gap: Santa Fe scores 103 while Worcester scores 106.
Healthcare costs in Santa Fe (95) are lower than Worcester (115).
Median household income in Santa Fe is $61,982 compared to $52,228 in Worcester. When adjusted for cost of living, income goes further in Santa Fe.
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