Santa Fe vs Winston-Salem
Cost of Living Comparison · 2026
Santa Fe
Winston-Salem
The Verdict
Living in Winston-Salem costs 39.3% less than Santa Fe. To match the purchasing power of a $75,000 salary in Santa Fe, you would need $53,846 in Winston-Salem.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Santa Fe has the same purchasing power as $53,846 in Winston-Salem.
Conversely, $75,000 in Winston-Salem equals $104,464 in Santa Fe.
Living in Santa Fe vs Winston-Salem
Housing Costs
Santa Fe's housing index of 153 is higher Winston-Salem's 63, translating to median home prices of $480,000 vs $250,000. The $230,000 difference in home prices means roughly $14,952 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Santa Fe compared to $1,050/mo in Winston-Salem, a monthly difference of $550.
Grocery & Food Costs
Grocery expenses index at 103 in Santa Fe and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $489/month in Santa Fe vs $461/month in Winston-Salem. Winston-Salem offers a meaningful advantage on everyday food costs, saving roughly $336/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Santa Fe and 99 in Winston-Salem. Monthly utility bills average approximately $384 in Santa Fe vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 95 in Santa Fe and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $61,982 in Santa Fe and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $52,976 and $62,619 respectively. Winston-Salem residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,446/month to housing in Santa Fe vs $1,227/month in Winston-Salem. In Santa Fe, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 90 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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