City Comparison

Santa Fe vs Winston-Salem

Cost of Living Comparison · 2026

Santa Fe

New Mexico
117
Above Average
$480,000
Median Home
$1,600/mo
Median Rent
$61,982
Median Income

Winston-Salem

North Carolina
84
Very Affordable
$250,000
Median Home
$1,050/mo
Median Rent
$52,600
Median Income

The Verdict

39.3%

Living in Winston-Salem costs 39.3% less than Santa Fe. To match the purchasing power of a $75,000 salary in Santa Fe, you would need $53,846 in Winston-Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
153
Santa Fe
63
Winston-Salem
Groceries
103
Santa Fe
97
Winston-Salem
Utilities
96
Santa Fe
99
Winston-Salem
Transportation
99
Santa Fe
94
Winston-Salem
Healthcare
95
Santa Fe
103
Winston-Salem

Salary Equivalence

A $75,000 salary in Santa Fe has the same purchasing power as $53,846 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $104,464 in Santa Fe.

Living in Santa Fe vs Winston-Salem

Housing Costs

Santa Fe's housing index of 153 is higher Winston-Salem's 63, translating to median home prices of $480,000 vs $250,000. The $230,000 difference in home prices means roughly $14,952 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Santa Fe compared to $1,050/mo in Winston-Salem, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 103 in Santa Fe and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $489/month in Santa Fe vs $461/month in Winston-Salem. Winston-Salem offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Santa Fe and 99 in Winston-Salem. Monthly utility bills average approximately $384 in Santa Fe vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Santa Fe and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $61,982 in Santa Fe and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $52,976 and $62,619 respectively. Winston-Salem residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,446/month to housing in Santa Fe vs $1,227/month in Winston-Salem. In Santa Fe, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 90 index points — focus your budget analysis there.

Frequently Asked Questions

Winston-Salem is 39.3% more affordable overall with an index of 84 vs 117.
A $75,000 salary in Santa Fe has equivalent purchasing power to approximately $53,846 in Winston-Salem, based on the cost of living difference.
Santa Fe's housing index is 153 with median homes at $480,000, while Winston-Salem's is 63 with median homes at $250,000.

Moving & Relocation Resources

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