Side-by-side cost of living comparison for 2026
9% cheaper
Springfield is 9% more affordable than Santa Fe. A $75,000 salary in Santa Fe is equivalent to $68,590 in Springfield.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New Mexico salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Santa Fe has a housing index of 153 while Springfield sits at 106 (national average = 100). The median home in Santa Fe costs $480,000 compared to $230,000 in Springfield, a difference of $250,000. Monthly rent follows a similar pattern: $1,600 in Santa Fe versus $1,200 in Springfield.
Groceries and everyday expenses show a narrower gap: Santa Fe scores 103 while Springfield scores 104. Both cities are close to the national average for grocery costs.
Healthcare costs in Santa Fe (95) are lower than Springfield (114).
Median household income in Santa Fe is $61,982 compared to $41,612 in Springfield. When adjusted for cost of living, income goes further in Springfield.
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