City Comparison

Santa Fe vs Scranton

Cost of Living Comparison · 2026

Santa Fe

New Mexico
117
Above Average
$480,000
Median Home
$1,600/mo
Median Rent
$61,982
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

30.0%

Living in Scranton costs 30.0% less than Santa Fe. To match the purchasing power of a $75,000 salary in Santa Fe, you would need $57,692 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
153
Santa Fe
65
Scranton
Groceries
103
Santa Fe
98
Scranton
Utilities
96
Santa Fe
102
Scranton
Transportation
99
Santa Fe
101
Scranton
Healthcare
95
Santa Fe
90
Scranton

Salary Equivalence

A $75,000 salary in Santa Fe has the same purchasing power as $57,692 in Scranton.

Conversely, $75,000 in Scranton equals $97,500 in Santa Fe.

Living in Santa Fe vs Scranton

Housing Costs

Santa Fe's housing index of 153 is higher Scranton's 65, translating to median home prices of $480,000 vs $195,000. The $285,000 difference in home prices means roughly $18,528 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Santa Fe compared to $1,025/mo in Scranton, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 103 in Santa Fe and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $489/month in Santa Fe vs $466/month in Scranton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Santa Fe and 102 in Scranton. Monthly utility bills average approximately $384 in Santa Fe vs $408 in Scranton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Santa Fe and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $61,982 in Santa Fe and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $52,976 and $55,000 respectively. Scranton residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,446/month to housing in Santa Fe vs $1,155/month in Scranton. In Santa Fe, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 88 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 30.0% more affordable overall with an index of 90 vs 117.
A $75,000 salary in Santa Fe has equivalent purchasing power to approximately $57,692 in Scranton, based on the cost of living difference.
Santa Fe's housing index is 153 with median homes at $480,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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