City Comparison

Santa Barbara vs Scranton

Cost of Living Comparison · 2026

Santa Barbara

California
190
Very Expensive
$1.2M
Median Home
$3,000/mo
Median Rent
$70,819
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

111.1%

Living in Scranton costs 111.1% less than Santa Barbara. To match the purchasing power of a $75,000 salary in Santa Barbara, you would need $35,526 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
340
Santa Barbara
65
Scranton
Groceries
112
Santa Barbara
98
Scranton
Utilities
117
Santa Barbara
102
Scranton
Transportation
113
Santa Barbara
101
Scranton
Healthcare
110
Santa Barbara
90
Scranton

Salary Equivalence

A $75,000 salary in Santa Barbara has the same purchasing power as $35,526 in Scranton.

Conversely, $75,000 in Scranton equals $158,333 in Santa Barbara.

Living in Santa Barbara vs Scranton

Housing Costs

Santa Barbara's housing index of 340 is higher Scranton's 65, translating to median home prices of $1.2M vs $195,000. The $1.0M difference in home prices means roughly $65,328 per year in additional mortgage costs at current rates. Renters face a similar gap: $3,000/mo in Santa Barbara compared to $1,025/mo in Scranton, a monthly difference of $1,975.

Grocery & Food Costs

Grocery expenses index at 112 in Santa Barbara and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $532/month in Santa Barbara vs $466/month in Scranton. Scranton offers a meaningful advantage on everyday food costs, saving roughly $792/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 117 in Santa Barbara and 102 in Scranton. Monthly utility bills average approximately $468 in Santa Barbara vs $408 in Scranton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 110 in Santa Barbara and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $70,819 in Santa Barbara and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $37,273 and $55,000 respectively. Scranton residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,652/month to housing in Santa Barbara vs $1,155/month in Scranton. In Santa Barbara, median rent of $3,000/mo exceeds this threshold, suggesting renters may feel stretched. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 275 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 111.1% more affordable overall with an index of 90 vs 190.
A $75,000 salary in Santa Barbara has equivalent purchasing power to approximately $35,526 in Scranton, based on the cost of living difference.
Santa Barbara's housing index is 340 with median homes at $1.2M, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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