Side-by-side cost of living comparison for 2026
31% cheaper
Worcester is 31% more affordable than San Jose. A $75,000 salary in San Jose is equivalent to $51,511 in Worcester.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: California salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. San Jose has a housing index of 308 while Worcester sits at 152 (national average = 100). The median home in San Jose costs $1,300,000 compared to $340,000 in Worcester, a difference of $960,000. Monthly rent follows a similar pattern: $3,100 in San Jose versus $1,600 in Worcester.
Groceries and everyday expenses show a narrower gap: San Jose scores 110 while Worcester scores 106.
Healthcare costs in San Jose (112) are lower than Worcester (115).
Median household income in San Jose is $117,324 compared to $52,228 in Worcester. When adjusted for cost of living, income goes further in Worcester.
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