Side-by-side cost of living comparison for 2026
37% cheaper
Stockton is 37% more affordable than San Jose. A $75,000 salary in San Jose is equivalent to $46,978 in Stockton.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: California salaries · California salaries
Housing is typically the biggest factor in any cost-of-living comparison. San Jose has a housing index of 308 while Stockton sits at 126 (national average = 100). The median home in San Jose costs $1,300,000 compared to $400,000 in Stockton, a difference of $900,000. Monthly rent follows a similar pattern: $3,100 in San Jose versus $1,500 in Stockton.
Groceries and everyday expenses show a notable difference: San Jose scores 110 while Stockton scores 101.
Healthcare costs in San Jose (112) are higher than Stockton (101).
Median household income in San Jose is $117,324 compared to $54,658 in Stockton. When adjusted for cost of living, income goes further in Stockton.
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