Side-by-side cost of living comparison for 2026
33% cheaper
Springfield is 33% more affordable than San Diego. A $75,000 salary in San Diego is equivalent to $50,156 in Springfield.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: California salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. San Diego has a housing index of 248 while Springfield sits at 106 (national average = 100). The median home in San Diego costs $800,000 compared to $230,000 in Springfield, a difference of $570,000. Monthly rent follows a similar pattern: $2,500 in San Diego versus $1,200 in Springfield.
Groceries and everyday expenses show a narrower gap: San Diego scores 107 while Springfield scores 104.
Healthcare costs in San Diego (107) are lower than Springfield (114).
Median household income in San Diego is $79,646 compared to $41,612 in Springfield. When adjusted for cost of living, income goes further in Springfield.
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