City Comparison

San Antonio vs Springfield

Cost of Living Comparison · 2026

San Antonio

Texas
90
Below Average
$250,000
Median Home
$1,200/mo
Median Rent
$53,420
Median Income

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

The Verdict

7.1%

The cost gap between these cities is 7.1%, with Springfield being the more affordable option. A $75,000 income in San Antonio has equivalent purchasing power to $70,000 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
78
San Antonio
67
Springfield
Groceries
93
San Antonio
94
Springfield
Utilities
96
San Antonio
79
Springfield
Transportation
101
San Antonio
90
Springfield
Healthcare
95
San Antonio
116
Springfield

Salary Equivalence

A $75,000 salary in San Antonio has the same purchasing power as $70,000 in Springfield.

Conversely, $75,000 in Springfield equals $80,357 in San Antonio.

Living in San Antonio vs Springfield

Housing Costs

San Antonio's housing index of 78 is higher Springfield's 67, translating to median home prices of $250,000 vs $225,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in San Antonio compared to $950/mo in Springfield, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 93 in San Antonio and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $442/month in San Antonio vs $447/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in San Antonio and 79 in Springfield. Monthly utility bills average approximately $384 in San Antonio vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 95 in San Antonio and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $53,420 in San Antonio and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,356 and $54,762 respectively. San Antonio residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,246/month to housing in San Antonio vs $1,073/month in Springfield. In San Antonio, median rent of $1,200/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 7.1% more affordable overall with an index of 84 vs 90.
A $75,000 salary in San Antonio has equivalent purchasing power to approximately $70,000 in Springfield, based on the cost of living difference.
San Antonio's housing index is 78 with median homes at $250,000, while Springfield's is 67 with median homes at $225,000.

Moving & Relocation Resources

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