City Comparison

Salt Lake City vs Springfield

Cost of Living Comparison · 2026

Salt Lake City

Utah
107
Above Average
$440,000
Median Home
$1,500/mo
Median Rent
$60,590
Median Income

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

The Verdict

27.4%

Springfield is 27.4% less expensive than Salt Lake City overall. A household earning $75,000 in Salt Lake City would need approximately $58,879 in Springfield to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Salt Lake City
67
Springfield
Groceries
99
Salt Lake City
94
Springfield
Utilities
88
Salt Lake City
79
Springfield
Transportation
102
Salt Lake City
90
Springfield
Healthcare
97
Salt Lake City
116
Springfield

Salary Equivalence

A $75,000 salary in Salt Lake City has the same purchasing power as $58,879 in Springfield.

Conversely, $75,000 in Springfield equals $95,536 in Salt Lake City.

Living in Salt Lake City vs Springfield

Housing Costs

Salt Lake City's housing index of 120 is higher Springfield's 67, translating to median home prices of $440,000 vs $225,000. The $215,000 difference in home prices means roughly $13,980 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Salt Lake City compared to $950/mo in Springfield, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 99 in Salt Lake City and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $470/month in Salt Lake City vs $447/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 88 in Salt Lake City and 79 in Springfield. Monthly utility bills average approximately $352 in Salt Lake City vs $316 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Salt Lake City and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $60,590 in Salt Lake City and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,626 and $54,762 respectively. Salt Lake City residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,414/month to housing in Salt Lake City vs $1,073/month in Springfield. In Salt Lake City, median rent of $1,500/mo exceeds this threshold, suggesting renters may feel stretched. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 27.4% more affordable overall with an index of 84 vs 107.
A $75,000 salary in Salt Lake City has equivalent purchasing power to approximately $58,879 in Springfield, based on the cost of living difference.
Salt Lake City's housing index is 120 with median homes at $440,000, while Springfield's is 67 with median homes at $225,000.

Moving & Relocation Resources

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