City Comparison

Round Rock vs Warwick

Cost of Living Comparison · 2026

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

The Verdict

4.7%

Living in Round Rock costs 4.7% less than Warwick. To match the purchasing power of a $75,000 salary in Round Rock, you would need $78,713 in Warwick.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
92
Round Rock
127
Warwick
Groceries
96
Round Rock
102
Warwick
Utilities
109
Round Rock
112
Warwick
Transportation
99
Round Rock
105
Warwick
Healthcare
96
Round Rock
103
Warwick

Salary Equivalence

A $75,000 salary in Round Rock has the same purchasing power as $78,713 in Warwick.

Conversely, $75,000 in Warwick equals $71,462 in Round Rock.

Living in Round Rock vs Warwick

Housing Costs

Round Rock's housing index of 92 is lower Warwick's 127, translating to median home prices of $413,000 vs $413,000. The $0 difference in home prices means roughly $0 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Round Rock compared to $1,425/mo in Warwick, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 96 in Round Rock and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $456/month in Round Rock vs $485/month in Warwick. Round Rock offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Round Rock and 112 in Warwick. Monthly utility bills average approximately $436 in Round Rock vs $448 in Warwick. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Round Rock and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $100,500 in Round Rock and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $99,505 and $70,377 respectively. Round Rock residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,345/month to housing in Round Rock vs $1,741/month in Warwick. In Round Rock, median rent of $1,400/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Round Rock is 4.7% more affordable overall with an index of 101 vs 106.
A $75,000 salary in Round Rock has equivalent purchasing power to approximately $78,713 in Warwick, based on the cost of living difference.
Round Rock's housing index is 92 with median homes at $413,000, while Warwick's is 127 with median homes at $413,000.

Moving & Relocation Resources

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