City Comparison

Round Rock vs Tyler

Cost of Living Comparison · 2026

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

Tyler

Texas
85
Very Affordable
$250,000
Median Home
$1,075/mo
Median Rent
$54,800
Median Income

The Verdict

18.8%

Living in Tyler costs 18.8% less than Round Rock. To match the purchasing power of a $75,000 salary in Round Rock, you would need $63,119 in Tyler.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
92
Round Rock
69
Tyler
Groceries
96
Round Rock
96
Tyler
Utilities
109
Round Rock
97
Tyler
Transportation
99
Round Rock
92
Tyler
Healthcare
96
Round Rock
93
Tyler

Salary Equivalence

A $75,000 salary in Round Rock has the same purchasing power as $63,119 in Tyler.

Conversely, $75,000 in Tyler equals $89,118 in Round Rock.

Living in Round Rock vs Tyler

Housing Costs

Round Rock's housing index of 92 is higher Tyler's 69, translating to median home prices of $413,000 vs $250,000. The $163,000 difference in home prices means roughly $10,596 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Round Rock compared to $1,075/mo in Tyler, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 96 in Round Rock and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $456/month in Round Rock vs $456/month in Tyler. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Round Rock and 97 in Tyler. Monthly utility bills average approximately $436 in Round Rock vs $388 in Tyler. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Round Rock and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $100,500 in Round Rock and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $99,505 and $64,471 respectively. Round Rock residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,345/month to housing in Round Rock vs $1,279/month in Tyler. In Round Rock, median rent of $1,400/mo fits within this budget. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Tyler is 18.8% more affordable overall with an index of 85 vs 101.
A $75,000 salary in Round Rock has equivalent purchasing power to approximately $63,119 in Tyler, based on the cost of living difference.
Round Rock's housing index is 92 with median homes at $413,000, while Tyler's is 69 with median homes at $250,000.

Moving & Relocation Resources

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