City Comparison

Round Rock vs Tuscaloosa

Cost of Living Comparison · 2026

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

Tuscaloosa

Alabama
89
Below Average
$265,000
Median Home
$1,050/mo
Median Rent
$49,500
Median Income

The Verdict

13.5%

The cost gap between these cities is 13.5%, with Tuscaloosa being the more affordable option. A $75,000 income in Round Rock has equivalent purchasing power to $66,089 in Tuscaloosa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
92
Round Rock
74
Tuscaloosa
Groceries
96
Round Rock
98
Tuscaloosa
Utilities
109
Round Rock
96
Tuscaloosa
Transportation
99
Round Rock
95
Tuscaloosa
Healthcare
96
Round Rock
87
Tuscaloosa

Salary Equivalence

A $75,000 salary in Round Rock has the same purchasing power as $66,089 in Tuscaloosa.

Conversely, $75,000 in Tuscaloosa equals $85,112 in Round Rock.

Living in Round Rock vs Tuscaloosa

Housing Costs

Round Rock's housing index of 92 is higher Tuscaloosa's 74, translating to median home prices of $413,000 vs $265,000. The $148,000 difference in home prices means roughly $9,624 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Round Rock compared to $1,050/mo in Tuscaloosa, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 96 in Round Rock and 98 in Tuscaloosa. A household spending the national average of $475/month on groceries would pay approximately $456/month in Round Rock vs $466/month in Tuscaloosa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Round Rock and 96 in Tuscaloosa. Monthly utility bills average approximately $436 in Round Rock vs $384 in Tuscaloosa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Round Rock and 87 in Tuscaloosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $100,500 in Round Rock and $49,500 in Tuscaloosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $99,505 and $55,618 respectively. Round Rock residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,345/month to housing in Round Rock vs $1,155/month in Tuscaloosa. In Round Rock, median rent of $1,400/mo fits within this budget. In Tuscaloosa, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Tuscaloosa is 13.5% more affordable overall with an index of 89 vs 101.
A $75,000 salary in Round Rock has equivalent purchasing power to approximately $66,089 in Tuscaloosa, based on the cost of living difference.
Round Rock's housing index is 92 with median homes at $413,000, while Tuscaloosa's is 74 with median homes at $265,000.

Moving & Relocation Resources

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