City Comparison

Round Rock vs Topeka

Cost of Living Comparison · 2026

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

Topeka

Kansas
83
Very Affordable
$175,000
Median Home
$900/mo
Median Rent
$55,500
Median Income

The Verdict

21.7%

The cost gap between these cities is 21.7%, with Topeka being the more affordable option. A $75,000 income in Round Rock has equivalent purchasing power to $61,634 in Topeka.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
92
Round Rock
55
Topeka
Groceries
96
Round Rock
98
Topeka
Utilities
109
Round Rock
97
Topeka
Transportation
99
Round Rock
96
Topeka
Healthcare
96
Round Rock
96
Topeka

Salary Equivalence

A $75,000 salary in Round Rock has the same purchasing power as $61,634 in Topeka.

Conversely, $75,000 in Topeka equals $91,265 in Round Rock.

Living in Round Rock vs Topeka

Housing Costs

Round Rock's housing index of 92 is higher Topeka's 55, translating to median home prices of $413,000 vs $175,000. The $238,000 difference in home prices means roughly $15,468 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Round Rock compared to $900/mo in Topeka, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 96 in Round Rock and 98 in Topeka. A household spending the national average of $475/month on groceries would pay approximately $456/month in Round Rock vs $466/month in Topeka. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Round Rock and 97 in Topeka. Monthly utility bills average approximately $436 in Round Rock vs $388 in Topeka. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Round Rock and 96 in Topeka. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $100,500 in Round Rock and $55,500 in Topeka. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $99,505 and $66,867 respectively. Round Rock residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,345/month to housing in Round Rock vs $1,295/month in Topeka. In Round Rock, median rent of $1,400/mo fits within this budget. In Topeka, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

Topeka is 21.7% more affordable overall with an index of 83 vs 101.
A $75,000 salary in Round Rock has equivalent purchasing power to approximately $61,634 in Topeka, based on the cost of living difference.
Round Rock's housing index is 92 with median homes at $413,000, while Topeka's is 55 with median homes at $175,000.

Moving & Relocation Resources

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