Round Rock vs Toledo
Cost of Living Comparison · 2026
Round Rock
Toledo
The Verdict
The cost gap between these cities is 31.2%, with Toledo being the more affordable option. A $75,000 income in Round Rock has equivalent purchasing power to $57,178 in Toledo.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Round Rock has the same purchasing power as $57,178 in Toledo.
Conversely, $75,000 in Toledo equals $98,377 in Round Rock.
Living in Round Rock vs Toledo
Housing Costs
Round Rock's housing index of 92 is higher Toledo's 55, translating to median home prices of $413,000 vs $128,000. The $285,000 difference in home prices means roughly $18,528 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Round Rock compared to $825/mo in Toledo, a monthly difference of $575.
Grocery & Food Costs
Grocery expenses index at 96 in Round Rock and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $456/month in Round Rock vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 109 in Round Rock and 92 in Toledo. Monthly utility bills average approximately $436 in Round Rock vs $368 in Toledo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 96 in Round Rock and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $100,500 in Round Rock and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $99,505 and $54,805 respectively. Round Rock residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,345/month to housing in Round Rock vs $985/month in Toledo. In Round Rock, median rent of $1,400/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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