City Comparison

Round Rock vs Tacoma

Cost of Living Comparison · 2026

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

Tacoma

Washington
117
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$58,974
Median Income

The Verdict

13.7%

Living in Round Rock costs 13.7% less than Tacoma. To match the purchasing power of a $75,000 salary in Round Rock, you would need $86,881 in Tacoma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
92
Round Rock
140
Tacoma
Groceries
96
Round Rock
105
Tacoma
Utilities
109
Round Rock
108
Tacoma
Transportation
99
Round Rock
108
Tacoma
Healthcare
96
Round Rock
106
Tacoma

Salary Equivalence

A $75,000 salary in Round Rock has the same purchasing power as $86,881 in Tacoma.

Conversely, $75,000 in Tacoma equals $64,744 in Round Rock.

Living in Round Rock vs Tacoma

Housing Costs

Round Rock's housing index of 92 is lower Tacoma's 140, translating to median home prices of $413,000 vs $400,000. The $13,000 difference in home prices means roughly $840 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Round Rock compared to $1,600/mo in Tacoma, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 96 in Round Rock and 105 in Tacoma. A household spending the national average of $475/month on groceries would pay approximately $456/month in Round Rock vs $499/month in Tacoma. Round Rock offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Round Rock and 108 in Tacoma. Monthly utility bills average approximately $436 in Round Rock vs $432 in Tacoma. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Round Rock and 106 in Tacoma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $100,500 in Round Rock and $58,974 in Tacoma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $99,505 and $50,405 respectively. Round Rock residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,345/month to housing in Round Rock vs $1,376/month in Tacoma. In Round Rock, median rent of $1,400/mo fits within this budget. In Tacoma, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.

Frequently Asked Questions

Round Rock is 13.7% more affordable overall with an index of 101 vs 117.
A $75,000 salary in Round Rock has equivalent purchasing power to approximately $86,881 in Tacoma, based on the cost of living difference.
Round Rock's housing index is 92 with median homes at $413,000, while Tacoma's is 140 with median homes at $400,000.

Moving & Relocation Resources

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