Round Rock vs St. Paul

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Round Rock has the same purchasing power as $74,257 in St. Paul.

Conversely, $75,000 in St. Paul equals $75,750 in Round Rock.

Living in Round Rock vs St. Paul

Housing Costs

Round Rock's housing index of 92 is lower St. Paul's 98, translating to median home prices of $413,000 vs $260,000. The $153,000 difference in home prices means roughly $9,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Round Rock compared to $1,300/mo in St. Paul, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 96 in Round Rock and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $456/month in Round Rock vs $489/month in St. Paul. Round Rock offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Round Rock and 97 in St. Paul. Monthly utility bills average approximately $436 in Round Rock vs $388 in St. Paul. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Round Rock and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $100,500 in Round Rock and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $99,505 and $57,718 respectively. Round Rock residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,345/month to housing in Round Rock vs $1,347/month in St. Paul. In Round Rock, median rent of $1,400/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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