Round Rock vs Springfield
Cost of Living Comparison · 2026
Round Rock
Springfield
The Verdict
Round Rock is 5.6% less expensive than Springfield overall. A household earning $75,000 in Round Rock would need approximately $79,455 in Springfield to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Round Rock has the same purchasing power as $79,455 in Springfield.
Conversely, $75,000 in Springfield equals $70,794 in Round Rock.
Living in Round Rock vs Springfield
Housing Costs
Round Rock's housing index of 92 is lower Springfield's 106, translating to median home prices of $413,000 vs $230,000. The $183,000 difference in home prices means roughly $11,892 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Round Rock compared to $1,200/mo in Springfield, a monthly difference of $200.
Grocery & Food Costs
Grocery expenses index at 96 in Round Rock and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $456/month in Round Rock vs $494/month in Springfield. Round Rock offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 109 in Round Rock and 119 in Springfield. Monthly utility bills average approximately $436 in Round Rock vs $476 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Round Rock and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $100,500 in Round Rock and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $99,505 and $38,890 respectively. Round Rock residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,345/month to housing in Round Rock vs $971/month in Springfield. In Round Rock, median rent of $1,400/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 18 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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