City Comparison

Round Rock vs Spokane

Cost of Living Comparison · 2026

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

The Verdict

3.1%

Spokane is 3.1% less expensive than Round Rock overall. A household earning $75,000 in Round Rock would need approximately $72,772 in Spokane to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
92
Round Rock
94
Spokane
Groceries
96
Round Rock
99
Spokane
Utilities
109
Round Rock
98
Spokane
Transportation
99
Round Rock
101
Spokane
Healthcare
96
Round Rock
102
Spokane

Salary Equivalence

A $75,000 salary in Round Rock has the same purchasing power as $72,772 in Spokane.

Conversely, $75,000 in Spokane equals $77,296 in Round Rock.

Living in Round Rock vs Spokane

Housing Costs

Round Rock's housing index of 92 is lower Spokane's 94, translating to median home prices of $413,000 vs $310,000. The $103,000 difference in home prices means roughly $6,696 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Round Rock compared to $1,200/mo in Spokane, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 96 in Round Rock and 99 in Spokane. A household spending the national average of $475/month on groceries would pay approximately $456/month in Round Rock vs $470/month in Spokane. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Round Rock and 98 in Spokane. Monthly utility bills average approximately $436 in Round Rock vs $392 in Spokane. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Round Rock and 102 in Spokane. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $100,500 in Round Rock and $48,834 in Spokane. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $99,505 and $49,831 respectively. Round Rock residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,345/month to housing in Round Rock vs $1,139/month in Spokane. In Round Rock, median rent of $1,400/mo fits within this budget. In Spokane, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

Spokane is 3.1% more affordable overall with an index of 98 vs 101.
A $75,000 salary in Round Rock has equivalent purchasing power to approximately $72,772 in Spokane, based on the cost of living difference.
Round Rock's housing index is 92 with median homes at $413,000, while Spokane's is 94 with median homes at $310,000.

Moving & Relocation Resources

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