City Comparison

Round Rock vs Sioux City

Cost of Living Comparison · 2026

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

17.4%

Sioux City is 17.4% less expensive than Round Rock overall. A household earning $75,000 in Round Rock would need approximately $63,861 in Sioux City to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
92
Round Rock
74
Sioux City
Groceries
96
Round Rock
97
Sioux City
Utilities
109
Round Rock
89
Sioux City
Transportation
99
Round Rock
92
Sioux City
Healthcare
96
Round Rock
101
Sioux City

Salary Equivalence

A $75,000 salary in Round Rock has the same purchasing power as $63,861 in Sioux City.

Conversely, $75,000 in Sioux City equals $88,081 in Round Rock.

Living in Round Rock vs Sioux City

Housing Costs

Round Rock's housing index of 92 is higher Sioux City's 74, translating to median home prices of $413,000 vs $182,000. The $231,000 difference in home prices means roughly $15,012 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Round Rock compared to $875/mo in Sioux City, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 96 in Round Rock and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $456/month in Round Rock vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Round Rock and 89 in Sioux City. Monthly utility bills average approximately $436 in Round Rock vs $356 in Sioux City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Round Rock and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $100,500 in Round Rock and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $99,505 and $76,163 respectively. Round Rock residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,345/month to housing in Round Rock vs $1,528/month in Sioux City. In Round Rock, median rent of $1,400/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 17.4% more affordable overall with an index of 86 vs 101.
A $75,000 salary in Round Rock has equivalent purchasing power to approximately $63,861 in Sioux City, based on the cost of living difference.
Round Rock's housing index is 92 with median homes at $413,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

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