City Comparison

Round Rock vs Scottsdale

Cost of Living Comparison · 2026

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

Scottsdale

Arizona
123
Expensive
$580,000
Median Home
$2,000/mo
Median Rent
$92,298
Median Income

The Verdict

17.9%

Round Rock is 17.9% less expensive than Scottsdale overall. A household earning $75,000 in Round Rock would need approximately $91,337 in Scottsdale to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
92
Round Rock
162
Scottsdale
Groceries
96
Round Rock
103
Scottsdale
Utilities
109
Round Rock
96
Scottsdale
Transportation
99
Round Rock
103
Scottsdale
Healthcare
96
Round Rock
95
Scottsdale

Salary Equivalence

A $75,000 salary in Round Rock has the same purchasing power as $91,337 in Scottsdale.

Conversely, $75,000 in Scottsdale equals $61,585 in Round Rock.

Living in Round Rock vs Scottsdale

Housing Costs

Round Rock's housing index of 92 is lower Scottsdale's 162, translating to median home prices of $413,000 vs $580,000. The $167,000 difference in home prices means roughly $10,860 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Round Rock compared to $2,000/mo in Scottsdale, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 96 in Round Rock and 103 in Scottsdale. A household spending the national average of $475/month on groceries would pay approximately $456/month in Round Rock vs $489/month in Scottsdale. Round Rock offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 109 in Round Rock and 96 in Scottsdale. Monthly utility bills average approximately $436 in Round Rock vs $384 in Scottsdale. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Round Rock and 95 in Scottsdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $100,500 in Round Rock and $92,298 in Scottsdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $99,505 and $75,039 respectively. Round Rock residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,345/month to housing in Round Rock vs $2,154/month in Scottsdale. In Round Rock, median rent of $1,400/mo fits within this budget. In Scottsdale, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.

Frequently Asked Questions

Round Rock is 17.9% more affordable overall with an index of 101 vs 123.
A $75,000 salary in Round Rock has equivalent purchasing power to approximately $91,337 in Scottsdale, based on the cost of living difference.
Round Rock's housing index is 92 with median homes at $413,000, while Scottsdale's is 162 with median homes at $580,000.

Moving & Relocation Resources

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