City Comparison

Roswell vs Tuscaloosa

Cost of Living Comparison · 2026

Roswell

Georgia
113
Above Average
$647,000
Median Home
$1,700/mo
Median Rent
$108,800
Median Income

Tuscaloosa

Alabama
89
Below Average
$265,000
Median Home
$1,050/mo
Median Rent
$49,500
Median Income

The Verdict

27.0%

Living in Tuscaloosa costs 27.0% less than Roswell. To match the purchasing power of a $75,000 salary in Roswell, you would need $59,071 in Tuscaloosa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
187
Roswell
74
Tuscaloosa
Groceries
101
Roswell
98
Tuscaloosa
Utilities
98
Roswell
96
Tuscaloosa
Transportation
110
Roswell
95
Tuscaloosa
Healthcare
103
Roswell
87
Tuscaloosa

Salary Equivalence

A $75,000 salary in Roswell has the same purchasing power as $59,071 in Tuscaloosa.

Conversely, $75,000 in Tuscaloosa equals $95,225 in Roswell.

Living in Roswell vs Tuscaloosa

Housing Costs

Roswell's housing index of 187 is higher Tuscaloosa's 74, translating to median home prices of $647,000 vs $265,000. The $382,000 difference in home prices means roughly $24,828 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Roswell compared to $1,050/mo in Tuscaloosa, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 101 in Roswell and 98 in Tuscaloosa. A household spending the national average of $475/month on groceries would pay approximately $480/month in Roswell vs $466/month in Tuscaloosa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Roswell and 96 in Tuscaloosa. Monthly utility bills average approximately $392 in Roswell vs $384 in Tuscaloosa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Roswell and 87 in Tuscaloosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $108,800 in Roswell and $49,500 in Tuscaloosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $96,283 and $55,618 respectively. Roswell residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,539/month to housing in Roswell vs $1,155/month in Tuscaloosa. In Roswell, median rent of $1,700/mo fits within this budget. In Tuscaloosa, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 113 index points — focus your budget analysis there.

Frequently Asked Questions

Tuscaloosa is 27.0% more affordable overall with an index of 89 vs 113.
A $75,000 salary in Roswell has equivalent purchasing power to approximately $59,071 in Tuscaloosa, based on the cost of living difference.
Roswell's housing index is 187 with median homes at $647,000, while Tuscaloosa's is 74 with median homes at $265,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases