Roswell vs Tampa
Cost of Living Comparison · 2026 Data
Roswell
Tampa
💡 The Verdict
Roswell is 4% cheaper than Tampa overall. A $75,000 salary in Roswell is equivalent to $78,061 in Tampa.
Category-by-Category Breakdown
Index values for Roswell (left) vs Tampa (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Roswell versus Tampa. Differences shown from Roswell perspective.
| Item | Roswell | Tampa | Difference |
|---|---|---|---|
| 1-Bed Rent | $1,060/mo | $1,210/mo | $-150.00 |
| 2-Bed Rent | $1,500/mo | $1,700/mo | $-200.00 |
| 3-Bed Rent | $1,970/mo | $2,230/mo | $-260.00 |
| Bread (loaf) | $3.04 | $2.84 | +$0.20 |
| Milk (gallon) | $3.77 | $4.00 | $-0.23 |
| Eggs (dozen) | $2.97 | $3.89 | $-0.92 |
| Coffee (latte) | $5.89 | $6.15 | $-0.26 |
| Gas (gallon) | $3.10 | $3.34 | $-0.24 |
| Restaurant Meal | $13.69 | $18.85 | $-5.16 |
💰 Salary Equivalence
A $75,000 salary in Roswell has the same purchasing power as $78,061 in Tampa.
Conversely, $75,000 in Tampa equals $72,059 in Roswell.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $4126 difference is driven by Georgia having a higher state income tax rate. Georgia details → · Florida details →
Reading These Numbers: Roswell (98) vs Tampa (102)
Roswell at 98 is 2% below the US average, while Tampa at 102 is 2% above average. The cost difference between these cities is relatively modest.
In Roswell, the composite index of 98 reflects a weighted calculation where housing carries the most influence at 114, followed by groceries (99), utilities (101), transportation (97), and healthcare (103). Housing is the primary cost driver here.
For renters: With median rents of $1,500/mo in Roswell and $1,700/mo in Tampa, the annual rent difference is approximately $2,400.0. Over a 5-year period, that compounds to $12,000.0 in savings by choosing the more affordable city.
For homebuyers: The $15,000.0 difference in median home prices between Roswell and Tampa translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Roswell vs Tampa
Choosing between Roswell and Tampa involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
Beyond the numbers shown above, quality of life differences between Roswell and Tampa can meaningfully affect your financial picture in ways the index does not capture. Commute time translates to fuel costs and vehicle depreciation. Climate affects utility bills seasonally. Access to public parks and free cultural venues reduces entertainment spending. Consider these secondary financial effects alongside the direct cost comparisons when making your final decision.