Roswell vs Springfield
Cost of Living Comparison · 2026
Roswell
Springfield
The Verdict
Springfield is 34.5% less expensive than Roswell overall. A household earning $75,000 in Roswell would need approximately $55,752 in Springfield to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Roswell has the same purchasing power as $55,752 in Springfield.
Conversely, $75,000 in Springfield equals $100,893 in Roswell.
Living in Roswell vs Springfield
Housing Costs
Roswell's housing index of 187 is higher Springfield's 67, translating to median home prices of $647,000 vs $225,000. The $422,000 difference in home prices means roughly $27,432 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Roswell compared to $950/mo in Springfield, a monthly difference of $750.
Grocery & Food Costs
Grocery expenses index at 101 in Roswell and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $480/month in Roswell vs $447/month in Springfield. Springfield offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in Roswell and 79 in Springfield. Monthly utility bills average approximately $392 in Roswell vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 103 in Roswell and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $108,800 in Roswell and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $96,283 and $54,762 respectively. Roswell residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,539/month to housing in Roswell vs $1,073/month in Springfield. In Roswell, median rent of $1,700/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 120 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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