City Comparison

Roswell vs Springfield

Cost of Living Comparison · 2026

Roswell

Georgia
113
Above Average
$647,000
Median Home
$1,700/mo
Median Rent
$108,800
Median Income

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

The Verdict

5.6%

The cost gap between these cities is 5.6%, with Springfield being the more affordable option. A $75,000 income in Roswell has equivalent purchasing power to $71,018 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
187
Roswell
106
Springfield
Groceries
101
Roswell
104
Springfield
Utilities
98
Roswell
119
Springfield
Transportation
110
Roswell
101
Springfield
Healthcare
103
Roswell
114
Springfield

Salary Equivalence

A $75,000 salary in Roswell has the same purchasing power as $71,018 in Springfield.

Conversely, $75,000 in Springfield equals $79,206 in Roswell.

Living in Roswell vs Springfield

Housing Costs

Roswell's housing index of 187 is higher Springfield's 106, translating to median home prices of $647,000 vs $230,000. The $417,000 difference in home prices means roughly $27,108 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Roswell compared to $1,200/mo in Springfield, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 101 in Roswell and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $480/month in Roswell vs $494/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Roswell and 119 in Springfield. Monthly utility bills average approximately $392 in Roswell vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Roswell and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $108,800 in Roswell and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $96,283 and $38,890 respectively. Roswell residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,539/month to housing in Roswell vs $971/month in Springfield. In Roswell, median rent of $1,700/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 81 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 5.6% more affordable overall with an index of 107 vs 113.
A $75,000 salary in Roswell has equivalent purchasing power to approximately $71,018 in Springfield, based on the cost of living difference.
Roswell's housing index is 187 with median homes at $647,000, while Springfield's is 106 with median homes at $230,000.

Moving & Relocation Resources

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