City Comparison

Roswell vs Springfield

Cost of Living Comparison · 2026

Roswell

Georgia
113
Above Average
$647,000
Median Home
$1,700/mo
Median Rent
$108,800
Median Income

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

The Verdict

44.9%

Living in Springfield costs 44.9% less than Roswell. To match the purchasing power of a $75,000 salary in Roswell, you would need $51,770 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
187
Roswell
52
Springfield
Groceries
101
Roswell
98
Springfield
Utilities
98
Roswell
98
Springfield
Transportation
110
Roswell
114
Springfield
Healthcare
103
Roswell
91
Springfield

Salary Equivalence

A $75,000 salary in Roswell has the same purchasing power as $51,770 in Springfield.

Conversely, $75,000 in Springfield equals $108,654 in Roswell.

Living in Roswell vs Springfield

Housing Costs

Roswell's housing index of 187 is higher Springfield's 52, translating to median home prices of $647,000 vs $162,000. The $485,000 difference in home prices means roughly $31,524 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Roswell compared to $925/mo in Springfield, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 101 in Roswell and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $480/month in Roswell vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Roswell and 98 in Springfield. Monthly utility bills average approximately $392 in Roswell vs $392 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Roswell and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $108,800 in Roswell and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $96,283 and $83,974 respectively. Roswell residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,539/month to housing in Roswell vs $1,528/month in Springfield. In Roswell, median rent of $1,700/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 135 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 44.9% more affordable overall with an index of 78 vs 113.
A $75,000 salary in Roswell has equivalent purchasing power to approximately $51,770 in Springfield, based on the cost of living difference.
Roswell's housing index is 187 with median homes at $647,000, while Springfield's is 52 with median homes at $162,000.

Moving & Relocation Resources

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