Roswell vs Springfield
Cost of Living Comparison · 2026
Roswell
Springfield
The Verdict
Living in Springfield costs 44.9% less than Roswell. To match the purchasing power of a $75,000 salary in Roswell, you would need $51,770 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Roswell has the same purchasing power as $51,770 in Springfield.
Conversely, $75,000 in Springfield equals $108,654 in Roswell.
Living in Roswell vs Springfield
Housing Costs
Roswell's housing index of 187 is higher Springfield's 52, translating to median home prices of $647,000 vs $162,000. The $485,000 difference in home prices means roughly $31,524 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Roswell compared to $925/mo in Springfield, a monthly difference of $775.
Grocery & Food Costs
Grocery expenses index at 101 in Roswell and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $480/month in Roswell vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in Roswell and 98 in Springfield. Monthly utility bills average approximately $392 in Roswell vs $392 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 103 in Roswell and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $108,800 in Roswell and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $96,283 and $83,974 respectively. Roswell residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,539/month to housing in Roswell vs $1,528/month in Springfield. In Roswell, median rent of $1,700/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 135 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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