City Comparison

Roswell vs Round Rock

Cost of Living Comparison · 2026

Roswell

Georgia
113
Above Average
$647,000
Median Home
$1,700/mo
Median Rent
$108,800
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

11.9%

The cost gap between these cities is 11.9%, with Round Rock being the more affordable option. A $75,000 income in Roswell has equivalent purchasing power to $67,035 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
187
Roswell
92
Round Rock
Groceries
101
Roswell
96
Round Rock
Utilities
98
Roswell
109
Round Rock
Transportation
110
Roswell
99
Round Rock
Healthcare
103
Roswell
96
Round Rock

Salary Equivalence

A $75,000 salary in Roswell has the same purchasing power as $67,035 in Round Rock.

Conversely, $75,000 in Round Rock equals $83,911 in Roswell.

Living in Roswell vs Round Rock

Housing Costs

Roswell's housing index of 187 is higher Round Rock's 92, translating to median home prices of $647,000 vs $413,000. The $234,000 difference in home prices means roughly $15,216 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Roswell compared to $1,400/mo in Round Rock, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 101 in Roswell and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $480/month in Roswell vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Roswell and 109 in Round Rock. Monthly utility bills average approximately $392 in Roswell vs $436 in Round Rock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Roswell and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $108,800 in Roswell and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $96,283 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,539/month to housing in Roswell vs $2,345/month in Round Rock. In Roswell, median rent of $1,700/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 95 index points — focus your budget analysis there.

Frequently Asked Questions

Round Rock is 11.9% more affordable overall with an index of 101 vs 113.
A $75,000 salary in Roswell has equivalent purchasing power to approximately $67,035 in Round Rock, based on the cost of living difference.
Roswell's housing index is 187 with median homes at $647,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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