City Comparison

Roseville vs Warwick

Cost of Living Comparison · 2026

Roseville

California
139
Expensive
$625,000
Median Home
$2,000/mo
Median Rent
$142,800
Median Income

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

The Verdict

31.1%

Living in Warwick costs 31.1% less than Roseville. To match the purchasing power of a $75,000 salary in Roseville, you would need $57,194 in Warwick.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
179
Roseville
127
Warwick
Groceries
105
Roseville
102
Warwick
Utilities
163
Roseville
112
Warwick
Transportation
134
Roseville
105
Warwick
Healthcare
106
Roseville
103
Warwick

Salary Equivalence

A $75,000 salary in Roseville has the same purchasing power as $57,194 in Warwick.

Conversely, $75,000 in Warwick equals $98,349 in Roseville.

Living in Roseville vs Warwick

Housing Costs

Roseville's housing index of 179 is higher Warwick's 127, translating to median home prices of $625,000 vs $413,000. The $212,000 difference in home prices means roughly $13,776 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Roseville compared to $1,425/mo in Warwick, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 105 in Roseville and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $499/month in Roseville vs $485/month in Warwick. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 163 in Roseville and 112 in Warwick. Monthly utility bills average approximately $652 in Roseville vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Roseville and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $142,800 in Roseville and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $102,734 and $70,377 respectively. Roseville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,332/month to housing in Roseville vs $1,741/month in Warwick. In Roseville, median rent of $2,000/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 52 index points — focus your budget analysis there.

Frequently Asked Questions

Warwick is 31.1% more affordable overall with an index of 106 vs 139.
A $75,000 salary in Roseville has equivalent purchasing power to approximately $57,194 in Warwick, based on the cost of living difference.
Roseville's housing index is 179 with median homes at $625,000, while Warwick's is 127 with median homes at $413,000.

Moving & Relocation Resources

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