Roseville vs Tempe
Cost of Living Comparison · 2026
Roseville
Tempe
The Verdict
Tempe is 31.1% less expensive than Roseville overall. A household earning $75,000 in Roseville would need approximately $57,194 in Tempe to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Roseville has the same purchasing power as $57,194 in Tempe.
Conversely, $75,000 in Tempe equals $98,349 in Roseville.
Living in Roseville vs Tempe
Housing Costs
Roseville's housing index of 179 is higher Tempe's 114, translating to median home prices of $625,000 vs $400,000. The $225,000 difference in home prices means roughly $14,628 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Roseville compared to $1,600/mo in Tempe, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 105 in Roseville and 100 in Tempe. A household spending the national average of $475/month on groceries would pay approximately $499/month in Roseville vs $475/month in Tempe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 163 in Roseville and 96 in Tempe. Monthly utility bills average approximately $652 in Roseville vs $384 in Tempe. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 106 in Roseville and 95 in Tempe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $142,800 in Roseville and $56,068 in Tempe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $102,734 and $52,894 respectively. Roseville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,332/month to housing in Roseville vs $1,308/month in Tempe. In Roseville, median rent of $2,000/mo fits within this budget. In Tempe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 67 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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