Roseville vs Springfield
Cost of Living Comparison · 2026
Roseville
Springfield
The Verdict
Springfield is 29.9% less expensive than Roseville overall. A household earning $75,000 in Roseville would need approximately $57,734 in Springfield to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Roseville has the same purchasing power as $57,734 in Springfield.
Conversely, $75,000 in Springfield equals $97,430 in Roseville.
Living in Roseville vs Springfield
Housing Costs
Roseville's housing index of 179 is higher Springfield's 116, translating to median home prices of $625,000 vs $378,000. The $247,000 difference in home prices means roughly $16,056 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Roseville compared to $1,150/mo in Springfield, a monthly difference of $850.
Grocery & Food Costs
Grocery expenses index at 105 in Roseville and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $499/month in Roseville vs $480/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 163 in Roseville and 96 in Springfield. Monthly utility bills average approximately $652 in Roseville vs $384 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 106 in Roseville and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $142,800 in Roseville and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $102,734 and $53,832 respectively. Roseville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,332/month to housing in Roseville vs $1,344/month in Springfield. In Roseville, median rent of $2,000/mo fits within this budget. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 67 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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