Roseville vs Springfield
Cost of Living Comparison · 2026
Roseville
Springfield
The Verdict
Springfield is 78.2% less expensive than Roseville overall. A household earning $75,000 in Roseville would need approximately $42,086 in Springfield to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Roseville has the same purchasing power as $42,086 in Springfield.
Conversely, $75,000 in Springfield equals $133,654 in Roseville.
Living in Roseville vs Springfield
Housing Costs
Roseville's housing index of 179 is higher Springfield's 52, translating to median home prices of $625,000 vs $162,000. The $463,000 difference in home prices means roughly $30,096 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Roseville compared to $925/mo in Springfield, a monthly difference of $1,075.
Grocery & Food Costs
Grocery expenses index at 105 in Roseville and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $499/month in Roseville vs $466/month in Springfield. Springfield offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 163 in Roseville and 98 in Springfield. Monthly utility bills average approximately $652 in Roseville vs $392 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 106 in Roseville and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $142,800 in Roseville and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $102,734 and $83,974 respectively. Roseville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,332/month to housing in Roseville vs $1,528/month in Springfield. In Roseville, median rent of $2,000/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 127 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases