Roseville vs Sioux Falls
Cost of Living Comparison · 2026
Roseville
Sioux Falls
The Verdict
Sioux Falls is 49.5% less expensive than Roseville overall. A household earning $75,000 in Roseville would need approximately $50,180 in Sioux Falls to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Roseville has the same purchasing power as $50,180 in Sioux Falls.
Conversely, $75,000 in Sioux Falls equals $112,097 in Roseville.
Living in Roseville vs Sioux Falls
Housing Costs
Roseville's housing index of 179 is higher Sioux Falls's 80, translating to median home prices of $625,000 vs $265,000. The $360,000 difference in home prices means roughly $23,400 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Roseville compared to $1,100/mo in Sioux Falls, a monthly difference of $900.
Grocery & Food Costs
Grocery expenses index at 105 in Roseville and 97 in Sioux Falls. A household spending the national average of $475/month on groceries would pay approximately $499/month in Roseville vs $461/month in Sioux Falls. Sioux Falls offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 163 in Roseville and 94 in Sioux Falls. Monthly utility bills average approximately $652 in Roseville vs $376 in Sioux Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 106 in Roseville and 101 in Sioux Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $142,800 in Roseville and $61,714 in Sioux Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $102,734 and $66,359 respectively. Roseville residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,332/month to housing in Roseville vs $1,440/month in Sioux Falls. In Roseville, median rent of $2,000/mo fits within this budget. In Sioux Falls, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 99 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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