City Comparison

Roseville vs Sioux City

Cost of Living Comparison · 2026

Roseville

California
139
Expensive
$625,000
Median Home
$2,000/mo
Median Rent
$142,800
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

61.6%

Sioux City is 61.6% less expensive than Roseville overall. A household earning $75,000 in Roseville would need approximately $46,403 in Sioux City to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
179
Roseville
74
Sioux City
Groceries
105
Roseville
97
Sioux City
Utilities
163
Roseville
89
Sioux City
Transportation
134
Roseville
92
Sioux City
Healthcare
106
Roseville
101
Sioux City

Salary Equivalence

A $75,000 salary in Roseville has the same purchasing power as $46,403 in Sioux City.

Conversely, $75,000 in Sioux City equals $121,221 in Roseville.

Living in Roseville vs Sioux City

Housing Costs

Roseville's housing index of 179 is higher Sioux City's 74, translating to median home prices of $625,000 vs $182,000. The $443,000 difference in home prices means roughly $28,800 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Roseville compared to $875/mo in Sioux City, a monthly difference of $1,125.

Grocery & Food Costs

Grocery expenses index at 105 in Roseville and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $499/month in Roseville vs $461/month in Sioux City. Sioux City offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 163 in Roseville and 89 in Sioux City. Monthly utility bills average approximately $652 in Roseville vs $356 in Sioux City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Roseville and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $142,800 in Roseville and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $102,734 and $76,163 respectively. Roseville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,332/month to housing in Roseville vs $1,528/month in Sioux City. In Roseville, median rent of $2,000/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 105 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 61.6% more affordable overall with an index of 86 vs 139.
A $75,000 salary in Roseville has equivalent purchasing power to approximately $46,403 in Sioux City, based on the cost of living difference.
Roseville's housing index is 179 with median homes at $625,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

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