City Comparison

Roseville vs Roswell

Cost of Living Comparison · 2026

Roseville

California
139
Expensive
$625,000
Median Home
$2,000/mo
Median Rent
$142,800
Median Income

Roswell

Georgia
113
Above Average
$647,000
Median Home
$1,700/mo
Median Rent
$108,800
Median Income

The Verdict

23.0%

Living in Roswell costs 23.0% less than Roseville. To match the purchasing power of a $75,000 salary in Roseville, you would need $60,971 in Roswell.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
179
Roseville
187
Roswell
Groceries
105
Roseville
101
Roswell
Utilities
163
Roseville
98
Roswell
Transportation
134
Roseville
110
Roswell
Healthcare
106
Roseville
103
Roswell

Salary Equivalence

A $75,000 salary in Roseville has the same purchasing power as $60,971 in Roswell.

Conversely, $75,000 in Roswell equals $92,257 in Roseville.

Living in Roseville vs Roswell

Housing Costs

Roseville's housing index of 179 is lower Roswell's 187, translating to median home prices of $625,000 vs $647,000. The $22,000 difference in home prices means roughly $1,428 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,000/mo in Roseville compared to $1,700/mo in Roswell, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 105 in Roseville and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $499/month in Roseville vs $480/month in Roswell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 163 in Roseville and 98 in Roswell. Monthly utility bills average approximately $652 in Roseville vs $392 in Roswell. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Roseville and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $142,800 in Roseville and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $102,734 and $96,283 respectively. Roseville residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,332/month to housing in Roseville vs $2,539/month in Roswell. In Roseville, median rent of $2,000/mo fits within this budget. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 65 index points — focus your budget analysis there.

Frequently Asked Questions

Roswell is 23.0% more affordable overall with an index of 113 vs 139.
A $75,000 salary in Roseville has equivalent purchasing power to approximately $60,971 in Roswell, based on the cost of living difference.
Roseville's housing index is 179 with median homes at $625,000, while Roswell's is 187 with median homes at $647,000.

Moving & Relocation Resources

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