City Comparison

Rockford vs Wichita

Cost of Living Comparison · 2026

Rockford

Illinois
79
Very Affordable
$155,000
Median Home
$950/mo
Median Rent
$53,300
Median Income

Wichita

Kansas
84
Very Affordable
$165,000
Median Home
$900/mo
Median Rent
$52,428
Median Income

The Verdict

6.0%

Living in Rockford costs 6.0% less than Wichita. To match the purchasing power of a $75,000 salary in Rockford, you would need $79,747 in Wichita.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Rockford
62
Wichita
Groceries
99
Rockford
95
Wichita
Utilities
92
Rockford
93
Wichita
Transportation
101
Rockford
98
Wichita
Healthcare
106
Rockford
92
Wichita

Salary Equivalence

A $75,000 salary in Rockford has the same purchasing power as $79,747 in Wichita.

Conversely, $75,000 in Wichita equals $70,536 in Rockford.

Living in Rockford vs Wichita

Housing Costs

Rockford's housing index of 52 is lower Wichita's 62, translating to median home prices of $155,000 vs $165,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Rockford compared to $900/mo in Wichita, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 99 in Rockford and 95 in Wichita. A household spending the national average of $475/month on groceries would pay approximately $470/month in Rockford vs $451/month in Wichita. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Rockford and 93 in Wichita. Monthly utility bills average approximately $368 in Rockford vs $372 in Wichita. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Rockford and 92 in Wichita. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $53,300 in Rockford and $52,428 in Wichita. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,468 and $62,414 respectively. Rockford residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,244/month to housing in Rockford vs $1,223/month in Wichita. In Rockford, median rent of $950/mo fits within this budget. In Wichita, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Rockford is 6.0% more affordable overall with an index of 79 vs 84.
A $75,000 salary in Rockford has equivalent purchasing power to approximately $79,747 in Wichita, based on the cost of living difference.
Rockford's housing index is 52 with median homes at $155,000, while Wichita's is 62 with median homes at $165,000.

Moving & Relocation Resources

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