City Comparison

Rockford vs Spokane

Cost of Living Comparison · 2026

Rockford

Illinois
79
Very Affordable
$155,000
Median Home
$950/mo
Median Rent
$53,300
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

The Verdict

19.4%

Living in Rockford costs 19.4% less than Spokane. To match the purchasing power of a $75,000 salary in Rockford, you would need $93,038 in Spokane.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Rockford
94
Spokane
Groceries
99
Rockford
99
Spokane
Utilities
92
Rockford
98
Spokane
Transportation
101
Rockford
101
Spokane
Healthcare
106
Rockford
102
Spokane

Salary Equivalence

A $75,000 salary in Rockford has the same purchasing power as $93,038 in Spokane.

Conversely, $75,000 in Spokane equals $60,459 in Rockford.

Living in Rockford vs Spokane

Housing Costs

Rockford's housing index of 52 is lower Spokane's 94, translating to median home prices of $155,000 vs $310,000. The $155,000 difference in home prices means roughly $10,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Rockford compared to $1,200/mo in Spokane, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 99 in Rockford and 99 in Spokane. A household spending the national average of $475/month on groceries would pay approximately $470/month in Rockford vs $470/month in Spokane. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Rockford and 98 in Spokane. Monthly utility bills average approximately $368 in Rockford vs $392 in Spokane. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Rockford and 102 in Spokane. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $53,300 in Rockford and $48,834 in Spokane. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,468 and $49,831 respectively. Rockford residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,244/month to housing in Rockford vs $1,139/month in Spokane. In Rockford, median rent of $950/mo fits within this budget. In Spokane, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 42 index points — focus your budget analysis there.

Frequently Asked Questions

Rockford is 19.4% more affordable overall with an index of 79 vs 98.
A $75,000 salary in Rockford has equivalent purchasing power to approximately $93,038 in Spokane, based on the cost of living difference.
Rockford's housing index is 52 with median homes at $155,000, while Spokane's is 94 with median homes at $310,000.

Moving & Relocation Resources

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