City Comparison

Rock Hill vs Tyler

Cost of Living Comparison · 2026

Rock Hill

South Carolina
100
Average
$305,000
Median Home
$1,125/mo
Median Rent
$65,800
Median Income

Tyler

Texas
85
Very Affordable
$250,000
Median Home
$1,075/mo
Median Rent
$54,800
Median Income

The Verdict

17.6%

The cost gap between these cities is 17.6%, with Tyler being the more affordable option. A $75,000 income in Rock Hill has equivalent purchasing power to $63,750 in Tyler.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
79
Rock Hill
69
Tyler
Groceries
105
Rock Hill
96
Tyler
Utilities
94
Rock Hill
97
Tyler
Transportation
103
Rock Hill
92
Tyler
Healthcare
106
Rock Hill
93
Tyler

Salary Equivalence

A $75,000 salary in Rock Hill has the same purchasing power as $63,750 in Tyler.

Conversely, $75,000 in Tyler equals $88,235 in Rock Hill.

Living in Rock Hill vs Tyler

Housing Costs

Rock Hill's housing index of 79 is higher Tyler's 69, translating to median home prices of $305,000 vs $250,000. The $55,000 difference in home prices means roughly $3,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,125/mo in Rock Hill compared to $1,075/mo in Tyler, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 105 in Rock Hill and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $499/month in Rock Hill vs $456/month in Tyler. Tyler offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Rock Hill and 97 in Tyler. Monthly utility bills average approximately $376 in Rock Hill vs $388 in Tyler. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Rock Hill and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $65,800 in Rock Hill and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,800 and $64,471 respectively. Rock Hill residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,535/month to housing in Rock Hill vs $1,279/month in Tyler. In Rock Hill, median rent of $1,125/mo fits within this budget. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Tyler is 17.6% more affordable overall with an index of 85 vs 100.
A $75,000 salary in Rock Hill has equivalent purchasing power to approximately $63,750 in Tyler, based on the cost of living difference.
Rock Hill's housing index is 79 with median homes at $305,000, while Tyler's is 69 with median homes at $250,000.

Moving & Relocation Resources

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